St. George Utah Mortgage brokers provide St. George Utah homeowners with St. George Utah refinance, second mortgage, first time homebuyer and debt consolidation information.

1st St. George Utah Mortgage
REFINANCE LOW DOWN PAYMENT 1ST TIME HOMEBUYERS DEBT CONSOLIDATION 2ND MORTGAGE INTEREST RATES LOAN PRODUCTS


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Everything we do is up front and in writing. We treat you like we would want to be treated. Call today for more St. George Utah Mortgage information at 866-803-3402.

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We offer good faith estimates so you know what type of loan and rates you are getting.

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You can feel completely comfortable working with 1st St. George Utah Mortgage.com because we are locally owned and operated. We treat you like we treat our family.


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Welcome to 1st St. George Utah Mortgage.com

1st St. George Utah Mortgage.com is locally owned and operated. 1st St. George Utah Mortgage.com are the preferred mortgage brokers in all of St. George Utah. As a licensed mortgage broker, We can offer the lowest interest rates on mortgages and home loans in St. George Utah. We guarantee you the best terms for refinance loans, low down payment loans, first time home buyer loans, debt consolidation, and second mortgage loans.

 1st St. George Utah Mortgage

St. George Utah Refinance - Paying Points for a Lower Rate

When trying to get a lower mortgage rate, there are a few things needed to take into consideration. A way of lowering your rate is to pay a higher refinance charge, or pay more points to your mortgage loan. If you recieve a mortgage loan for $300,000 dollars at 2 points, you'd pay six grand in refinance charges. If you determine that you want a lower interest rate, you can go with a three point loan, which will add up to about nine grand. That may seem like a lot, but will save you month to month in interest rates. At 1st St. George Utah Mortgage .com we can help you with the mortgage rate solution that will fit your needs best.

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The climate in St. George is semi-arid with two separate rainfall seasons in the early spring and late summer which average about eight inches of annual precipitation. Although average maximum temperatures for the summer months are between 95 and 101 degrees Fahrenheit, the low humidity makes these temperatures agreeable. The Southern Utah climate features bright sunshine, small annual precipitation, clean air and a wide daily temperature range. Another attractive feature is mild winters with infrequent traces of snowfall which rarely stays on the ground more than a day. St. George lies in the high desert at an elevation of 2800 feet. Within 20 miles north and west of the city are the Pine Valley Mountains (10,000 feet) and the Beaver Dam Mountains (7,000) offering cool mountain climate during the summer. St. George's climate is an attraction in its own right. It has become a green oasis in the desert, and the combination of the warm, dry winter climate and natural beauty of the setting draws both new residents and tourists to the area. Geographical Washington County is located in the far southwest corner of Utah, just 6 miles from the Arizona state line on Interstate 15. St. George, the county seat, is also the county's largest city. It is nestled in a picturesque valley surrounded by impressive sandstone cliffs.