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| REFINANCE | LOW DOWN PAYMENT | 1ST TIME HOMEBUYERS | DEBT CONSOLIDATION | 2ND MORTGAGE | INTEREST RATES | LOAN PRODUCTS | ||||||||
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NO HIDDEN FEES & COSTS!
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| Everything we do is up front and in writing. We treat you like we would want to be treated. Call today for more St. George Utah Mortgage information at 866-803-3402. |
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GOOD FAITH ESTIMATES
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| We offer good faith estimates so you know what type of loan and rates you are getting. |
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LOCALLY OWNED & OPERATED!
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You can feel completely comfortable working with 1st St. George Utah Mortgage.com because we are locally owned and operated. We treat you like we treat our family. |
| Welcome to 1st St. George Utah Mortgage.com |
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1st St. George Utah Mortgage.com is locally owned and operated. 1st St. George Utah Mortgage.com are the preferred mortgage brokers in all of St. George Utah. As a licensed mortgage broker, we can offer the lowest interest rates on mortgages and home loans in St. George Utah. We guarantee you the best terms for refinance loans, low down payment loans, first time homebuyer loans, debt consolidation and second mortgage loans. |
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St. George Utah Loan Products - Cost of Funds Index The Cost Of Funds Index, or COFI, is used by mortgage brokers to find a basis on adjusting their interest rates on your adjustable rate mortgages. The cost of funds index is determined by the actual amount of interest paid during an undetermined month. They gather all there information from the savings institution members from the Federal Home Loan Bank of San Francisco. More St. George Utah Loan Product Information:
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St. George Utah Real Estate Information
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The climate in St. George is semi-arid with two separate rainfall seasons in the early spring and late summer which average about eight inches of annual precipitation. Although average maximum temperatures for the summer months are between 95 and 101 degrees Fahrenheit, the low humidity makes these temperatures agreeable.
The Southern Utah climate features bright sunshine, small annual precipitation, clean air and a wide daily temperature range. Another attractive feature is mild winters with infrequent traces of snowfall which rarely stays on the ground more than a day.
St. George lies in the high desert at an elevation of 2800 feet. Within 20 miles north and west of the city are the Pine Valley Mountains (10,000 feet) and the Beaver Dam Mountains (7,000) offering cool mountain climate during the summer. St. George's climate is an attraction in its own right. It has become a green oasis in the desert, and the combination of the warm, dry winter climate and natural beauty of the setting draws both new residents and tourists to the area. Geographical Washington County is located in the far southwest corner of Utah, just 6 miles from the Arizona state line on Interstate 15.
St. George, the county seat, is also the county's largest city. It is nestled in a picturesque valley surrounded by impressive sandstone cliffs.