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| REFINANCE | LOW DOWN PAYMENT | 1ST TIME HOMEBUYERS | DEBT CONSOLIDATION | 2ND MORTGAGE | INTEREST RATES | LOAN PRODUCTS | ||||||||
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NO HIDDEN FEES & COSTS!
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| Everything we do is up front and in writing. We treat you like we would want to be treated. Call today for more St. George Utah Mortgage information at 866-803-3402. |
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GOOD FAITH ESTIMATES
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| We offer good faith estimates so you know what type of loan and rates you are getting. |
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LOCALLY OWNED & OPERATED!
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You can feel completely comfortable working with 1st St. George Utah Mortgage.com because we are locally owned and operated. We treat you like we treat our family. |
| Welcome to 1st St. George Utah Mortgage.com |
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1st St. George Utah Mortgage.com is locally owned and operated. 1st St. George Utah Mortgage.com are the preferred mortgage brokers in all of St. George Utah. As a licensed mortgage broker, we can offer the lowest interest rates on mortgages and home loans in St. George Utah. We guarantee you the best terms for refinance loans, low down payment loans, first time homebuyer loans, debt consolidation and second mortgage loans. |
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St. George Utah Interest Rates - Graduated Payment Mortgage (GPM) The Graduated Payment Mortgage, or GPM, is an alternative to the conventional ARM. It is somewhere between the ARM and a fixed rate mortgage, meaning that the GPM is fixed and adjustable at the same time. For the length of the year it is the same rate, but the next year may be a different rate depending on the market. Most GPMs come in fifteen and thirty year mortgage loans at a rate of .5 to .75 percent higher than a standard fixed rate. A GPM prolongs a typical loan and inceases as much as fifty percent by the time the final payment is payed. More St. George Utah Interest Rate Information:
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St. George Utah Real Estate Information
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The climate in St. George is semi-arid with two separate rainfall seasons in the early spring and late summer which average about eight inches of annual precipitation. Although average maximum temperatures for the summer months are between 95 and 101 degrees Fahrenheit, the low humidity makes these temperatures agreeable.
The Southern Utah climate features bright sunshine, small annual precipitation, clean air and a wide daily temperature range. Another attractive feature is mild winters with infrequent traces of snowfall which rarely stays on the ground more than a day.
St. George lies in the high desert at an elevation of 2800 feet. Within 20 miles north and west of the city are the Pine Valley Mountains (10,000 feet) and the Beaver Dam Mountains (7,000) offering cool mountain climate during the summer. St. George's climate is an attraction in its own right. It has become a green oasis in the desert, and the combination of the warm, dry winter climate and natural beauty of the setting draws both new residents and tourists to the area. Geographical Washington County is located in the far southwest corner of Utah, just 6 miles from the Arizona state line on Interstate 15.
St. George, the county seat, is also the county's largest city. It is nestled in a picturesque valley surrounded by impressive sandstone cliffs.