1st Utah Mortgage.com is locally owned and operated. 1st Utah Mortgage.com are the preferred mortgage brokers in all of Utah. As a licensed mortgage broker, we can offer the lowest interest rates on mortgages and home loans in Utah. We guarantee you the best terms for refinance loans, low down payment loans, first time homebuyer loans, debt consolidation and second mortgage loans.

Utah Loan Products - Adjustable Rate Mortgage (ARM)

The adjustable rate mortgage (ARM) is always a few points lower than a fixed rate which in turn saves you money each month, but meaning it is an adjustable rate, the payment will adjust depending on the market conditions. This can work for or against you, if interest rates are declining, so is your monthly payment and vise versa. It is also possible to mix and match various rates, such as starting the first few years of your home mortgage loan with a low fixed rate, but a few years down the line it may be more convenient if you are open to the possibility of an ARM.

More Utah Loan Product Information:

• Fixed rate mortgages
  
• Adjustable rate mortgages
  
• Standard ARMs and the differences
  
• Reverse Mortgages
  
• Balloon Mortgages
  
• Interest rate buydowns
  
• Cost of funds index
  
• Graduated payment method
  

Utah Real Estate Information

• Salt Lake City
  
• Provo
  
• Park City
  
• Orem
  
• St. George
  
• Ogden
  
• Layton
  
• Logan
  
• West Valley City
  
• Brigham City