1st Utah Mortgage.com is locally owned and operated. 1st Utah Mortgage.com are the preferred mortgage brokers in all of Utah. As a licensed mortgage broker, we can offer the lowest interest rates on mortgages and home loans in Utah. We guarantee you the best terms for refinance loans, low down payment loans, first time homebuyer loans, debt consolidation and second mortgage loans.

Utah 1st Time Buyer Loans - MCC

The Mortgage Credit Certificate, or MCC, can give tax cuts in concurrence with FHA and other loan types. This program is compared to the HFA, in which it is also a federal government program, but offers a large tax break rather than lowering your interest rates. It can work better for you depending on the circumstances. It also has a broader selection of choices involved with it. With all these pros listed with the MCC, the major con involved is that it has limited funds and may not be available. Contact your mortgage professionals at 1st Utah Mortgage .com for addtional information on MCC type loans and availability.

More Utah 1st Time Buyer Information Information:

• FHA, Federal Housing Administration
  
• VA, Veteran's Administration
  
• What is a first time buyer loan?
  
• Who can utilize the first time buyer home loan programs
  
• HFA, Housing Finance Authority
  
• MCC, Mortgage credit certificate
  

Utah Real Estate Information

• Salt Lake City
  
• Provo
  
• Park City
  
• Orem
  
• St. George
  
• Ogden
  
• Layton
  
• Logan
  
• West Valley City
  
• Brigham City